Financing

Fosh Plumbing & Heating is a locally owned company that has been serving commercial and residential properties around the Springfield and Mainline areas since 1993. Our mission at Fosh Plumbing & Heating Inc. is to deliver the highest quality customer satisfaction. No job is too small for our team!

We understand that life can easily knock you down financially; that's why Fosh Plumbing & Heating Inc. offers three financing options through Regions Home Improvement Financing. We know that plumbing, heating equipment installation, and repairs can become expensive, and we want to help in any way we can.

Option 1

12-Month Same-As-Cash

Terms: No monthly payments and no interest if the loan is paid in full within 12 months
Loan amount: $1,000 – $65,000
Loan code: DEL2625
Notes: Interest accrues from disbursement and is waived if repaid in full within the same-as-cash period.

Pre-qualify: 12-month same-as-cash

Option 2

9-Month Same-As-Cash

Terms: No monthly payments and no interest if the loan is paid in full within 9 months
Loan amount: $1,000 – $65,000
Loan code: D4377
Notes: Interest accrues from disbursement and is waived if repaid in full within the same-as-cash period.

Pre-qualify: 9-month same-as-cash

Option 3

Low Monthly Payment

Terms: Traditional installment loan, 12 – 144 month terms, credit-dependent rate as low as 8.99% APR
Loan amount: $1,000 – $65,000
Loan code: DEL2622
Notes: Fixed APR from 8.99% to 24.49% based on credit. First payment due 30 days after funds are disbursed.

Pre-qualify: low monthly payment

We Can Help Answer Your Questions About Our Plumbing Payment Plans

Whether you are looking to finance anything from a new toilet or kitchen sink to an upgraded water heater, we can help you through the financing process to completing your plumbing service.

If you are located within Delaware or Montgomery County, PA, and are interested in financing options for your plumbing and heating needs, contact our team at 610-496-5700.

Pre-Qualify in Minutes

Pre-qualify with Regions Home Improvement Financing using a soft credit pull, which does not affect your credit score. Choose the option above that fits your project, or start with Regions PreQualify online.

Ready to Apply?

Already pre-qualified? Start your online application at the Regions online application or call Regions at (866) 405-7600. When you apply, use Contractor ID 85894 and the loan code listed with your option.

Download the Regions financing options flyer (PDF)

Request a Quote

All loans subject to qualification, required documentation and credit approval. Credit and loans provided by Regions Bank, Member FDIC (650 S. Main St., Suite 1000, Salt Lake City, UT 84101), on approved credit, for a limited time. Regions and the Regions logo are registered trademarks of Regions Bank.

12-Month Same-As-Cash: 19.99% fixed APR (APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of June 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed. If no payments are made during the same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

9-Month Same-As-Cash: 19.99% fixed APR (APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of June 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 270 days. Repayment terms vary from 21 to 129 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 270 days after funds are disbursed. If no payments are made during the same-as-cash period and APR of 19.99%, monthly payments vary from $21.32 to $29.66 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

Low Monthly Payment: 8.99% to 24.49% fixed APR (APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. Monthly payments vary from $11.37 to $29.03 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.